FREQUENTLY ASKED QUESTIONS:
PRELICENSING
HOW OLD DO I HAVE TO BE TO OBTAIN AN INSURANCE OR ADJUSTER'S LICENSE?
In North Carolina, you must be 18 years old to obtain an insurance or adjuster's license.
CAN I HOLD AN ADJUSTER'S LICENSE AND A PROPERTY AND/OR CASUALTY LICENSE AT THE SAME TIME?
No. NC law prohibits licensees from holding both an Adjuster's license and a Property and/or Casualty license simultaneously. However, a licensed Adjuster may hold Life, Health and/or Medicare Supplement/Long-Term Care licenses simultaneously.
AM I REQUIRED TO HAVE A HEALTH LICENSE IN ORDER TO OBTAIN AN NC MEDICARE SUPPLEMENT/LONG-TERM CARE LICENSE?
Yes. In order to hold a Medicare Supplement/Long-Term Care license in this state, an individual must first hold an NC Health insurance license.
I REGISTERED FOR A COURSE ONLINE. HOW DO I PAY?
Payment by cash, check or money order may be submitted via mail or during course check-in (or, for self-study students, while picking up materials). You may also pay via credit card here.
AM I REQUIRED TO PREPAY FOR A PRELICENSING COURSE?
No. Payment is not required until the first day (classroom) or until course materials are mailed (self-study). We welcome cash, check and money order payments in our office. You may also pay via credit/debit card here.
DO I NEED TO HAVE A JOB WITH AN INSURANCE COMPANY BEFORE ATTENDING A PRELICENSING COURSE?
No. You will eventually need to be appointed with a company approved to sell insurance products in NC to keep your license active, but you do not need to be affiliated with a company before obtaining a license.
HOW LONG IS A LICENSING EXAM ADMISSION TICKET VALID?
A Licensing Exam Admission Ticket, awarded to a student for successful completion of a prelicensing course, is required in order to sit for the state licensing exam. It remains valid for 90 days from the date it was issued (i.e., the date that is printed on the ticket) OR for five test attempts, whichever comes first. For a re-issued ticket, you must pass the pretest and/or repeat the prelicensing course.
CAN I LEAVE A PRELICENSING COURSE EARLY OR MISS PART OF A DAY?
NC law requires students enrolled in any prelicensing course to attend the full number of prescribed classroom hours for each license type; attendance is not optional. (The only exception is adjusters, who are not required to complete a prelicensing course to sit for their exam.)
CAN I TAKE A PRELICENSING COURSE FOR CONTINUING EDUCATION CREDIT?
No. Only state-approved CE courses count toward your 24 hours.
WHY DO I HAVE TO FILE A LICENSING APPLICATION TO OBTAIN MY LICENSE?
NC requires all applicants seeking licensure for any insurance or adjuster's license to file an application with the National Insurance Producer Registry (NIPR) and pay all associated fees. For more detailed information on the licensing application process, click here.
DO I NEED TO FILE A LICENSING APPLICATION FOR EACH LICENSE THAT I WANT?
Yes. Licensing applications may be filed individually for each license sought, or a single application may be filed for multiple licenses (as long as they will each be completed within six months). Please note: If only one application is filed for multiple licenses, no licenses will not be issued to the applicant by NIPR until he or she has successfully passed each of the licensing exams.
HOW LONG IS A LICENSING APPLICATION VALID?
Licensing applications are valid for six months once they are approved by NIPR. Fees paid to NIPR as part of the application process are nonrefundable.
DO I NEED TO BE FINGERPRINTED IN ORDER TO OBTAIN AN INSURANCE LICENSE?
Per NC regulations, fingerprinting for licensure is required only for the first license obtained, even if you have previously been fingerprinted for unrelated reasons. If fingerprinting is required, you will be notified by email after you submit your application. Licenses that have lapsed for longer than one year will require you to be re-fingerprinted for reinstatement. Fingerprinting is not required for self-employed or company adjusters.
WHO CAN I CONTACT WITH QUESTIONS ABOUT COMPLETING MY LICENSING APPLICATION?
Visit this page for details about completing your licensing application. For additional questions, please call the NC Licensing Application Helpline at (855) 674-6477 or email customerservice@nipr.com.
WHY DO I HAVE TO TAKE AND PASS A PRETEST AS PART OF MY PRELICENSING COURSE?
NC licensure regulations require each licensing applicant (with the exception of adjusters) to pass an approved licensing pretest as part of all classroom and self-study courses. Students must achieve a minimum passing score of 70% to receive credit. Individuals who fail on the first attempt must make arrangements to retake the pretest at a later date.
WHERE CAN I TAKE MY LICENSING EXAM(S)?
NC Pearson VUE testing centers are located in Winston-Salem, Asheville, Charlotte, Greenville, Raleigh, Statesville and Wilmington.
HOW DO I MAKE AN EXAM RESERVATION?
After you have completed your Licensing Application and after you have received an email authorization from Pearson VUE, you may visit this site to make an exam reservation. Candidates may contact Pearson VUE with questions about an exam at (800) 274-0668 or pearsonvuecustomerservice@pearson.com
HOW MANY QUESTIONS ARE ON THE LICENSING EXAMS, AND HOW LONG DO I HAVE TO COMPLETE THEM?
Life Insurance: 60 questions / 1 hour, 15 minutes
Health Insurance: 60 questions / 1 hour, 15 minutes
Medicare Supplement/Long-Term Care: 60 questions / 1 hour, 45 minutes
Property Insurance: 60 questions / 1 hour, 15 minutes
Casualty Insurance: 60 questions / 1 hour, 15 minutes
Adjuster (self-employed, company or public): 120 questions / 2 hours, 15 minutes
All questions are multiple choice.
CAN THE RENDLEMAN COMPANY HELP ME FIND A JOB IN THE INSURANCE INDUSTRY?
NC prohibits approved insurance training providers, such as The Rendleman Company, from assisting students with job placement.
WHAT DO I NEED TO DO TO KEEP MY INSURANCE OR ADJUSTER'S LICENSE ACTIVE?
Every agent and adjuster licensed in the state of North Carolina must complete a minimum of 24 hours of Continuing Education every two years to maintain licensure. Please click here for details.
CAN THE RENDLEMAN COMPANY TEACH A PRELICENSING COURSE AT MY OFFICE?
Yes. The Rendleman Company does offer private, offsite licensing training for sizable groups. For more information, please email us at rendlemancompany@gmail.com.
CAN I PURCHASE AN INDIVIDUAL PRELICENSING TEXTBOOK OR A SET OF PRELICENSING REVIEW CDs?
Sure! You are welcome to purchase textbooks and review CDs for any of our courses. Please click here for more information.
In North Carolina, you must be 18 years old to obtain an insurance or adjuster's license.
CAN I HOLD AN ADJUSTER'S LICENSE AND A PROPERTY AND/OR CASUALTY LICENSE AT THE SAME TIME?
No. NC law prohibits licensees from holding both an Adjuster's license and a Property and/or Casualty license simultaneously. However, a licensed Adjuster may hold Life, Health and/or Medicare Supplement/Long-Term Care licenses simultaneously.
AM I REQUIRED TO HAVE A HEALTH LICENSE IN ORDER TO OBTAIN AN NC MEDICARE SUPPLEMENT/LONG-TERM CARE LICENSE?
Yes. In order to hold a Medicare Supplement/Long-Term Care license in this state, an individual must first hold an NC Health insurance license.
I REGISTERED FOR A COURSE ONLINE. HOW DO I PAY?
Payment by cash, check or money order may be submitted via mail or during course check-in (or, for self-study students, while picking up materials). You may also pay via credit card here.
AM I REQUIRED TO PREPAY FOR A PRELICENSING COURSE?
No. Payment is not required until the first day (classroom) or until course materials are mailed (self-study). We welcome cash, check and money order payments in our office. You may also pay via credit/debit card here.
DO I NEED TO HAVE A JOB WITH AN INSURANCE COMPANY BEFORE ATTENDING A PRELICENSING COURSE?
No. You will eventually need to be appointed with a company approved to sell insurance products in NC to keep your license active, but you do not need to be affiliated with a company before obtaining a license.
HOW LONG IS A LICENSING EXAM ADMISSION TICKET VALID?
A Licensing Exam Admission Ticket, awarded to a student for successful completion of a prelicensing course, is required in order to sit for the state licensing exam. It remains valid for 90 days from the date it was issued (i.e., the date that is printed on the ticket) OR for five test attempts, whichever comes first. For a re-issued ticket, you must pass the pretest and/or repeat the prelicensing course.
CAN I LEAVE A PRELICENSING COURSE EARLY OR MISS PART OF A DAY?
NC law requires students enrolled in any prelicensing course to attend the full number of prescribed classroom hours for each license type; attendance is not optional. (The only exception is adjusters, who are not required to complete a prelicensing course to sit for their exam.)
CAN I TAKE A PRELICENSING COURSE FOR CONTINUING EDUCATION CREDIT?
No. Only state-approved CE courses count toward your 24 hours.
WHY DO I HAVE TO FILE A LICENSING APPLICATION TO OBTAIN MY LICENSE?
NC requires all applicants seeking licensure for any insurance or adjuster's license to file an application with the National Insurance Producer Registry (NIPR) and pay all associated fees. For more detailed information on the licensing application process, click here.
DO I NEED TO FILE A LICENSING APPLICATION FOR EACH LICENSE THAT I WANT?
Yes. Licensing applications may be filed individually for each license sought, or a single application may be filed for multiple licenses (as long as they will each be completed within six months). Please note: If only one application is filed for multiple licenses, no licenses will not be issued to the applicant by NIPR until he or she has successfully passed each of the licensing exams.
HOW LONG IS A LICENSING APPLICATION VALID?
Licensing applications are valid for six months once they are approved by NIPR. Fees paid to NIPR as part of the application process are nonrefundable.
DO I NEED TO BE FINGERPRINTED IN ORDER TO OBTAIN AN INSURANCE LICENSE?
Per NC regulations, fingerprinting for licensure is required only for the first license obtained, even if you have previously been fingerprinted for unrelated reasons. If fingerprinting is required, you will be notified by email after you submit your application. Licenses that have lapsed for longer than one year will require you to be re-fingerprinted for reinstatement. Fingerprinting is not required for self-employed or company adjusters.
WHO CAN I CONTACT WITH QUESTIONS ABOUT COMPLETING MY LICENSING APPLICATION?
Visit this page for details about completing your licensing application. For additional questions, please call the NC Licensing Application Helpline at (855) 674-6477 or email customerservice@nipr.com.
WHY DO I HAVE TO TAKE AND PASS A PRETEST AS PART OF MY PRELICENSING COURSE?
NC licensure regulations require each licensing applicant (with the exception of adjusters) to pass an approved licensing pretest as part of all classroom and self-study courses. Students must achieve a minimum passing score of 70% to receive credit. Individuals who fail on the first attempt must make arrangements to retake the pretest at a later date.
WHERE CAN I TAKE MY LICENSING EXAM(S)?
NC Pearson VUE testing centers are located in Winston-Salem, Asheville, Charlotte, Greenville, Raleigh, Statesville and Wilmington.
HOW DO I MAKE AN EXAM RESERVATION?
After you have completed your Licensing Application and after you have received an email authorization from Pearson VUE, you may visit this site to make an exam reservation. Candidates may contact Pearson VUE with questions about an exam at (800) 274-0668 or pearsonvuecustomerservice@pearson.com
HOW MANY QUESTIONS ARE ON THE LICENSING EXAMS, AND HOW LONG DO I HAVE TO COMPLETE THEM?
Life Insurance: 60 questions / 1 hour, 15 minutes
Health Insurance: 60 questions / 1 hour, 15 minutes
Medicare Supplement/Long-Term Care: 60 questions / 1 hour, 45 minutes
Property Insurance: 60 questions / 1 hour, 15 minutes
Casualty Insurance: 60 questions / 1 hour, 15 minutes
Adjuster (self-employed, company or public): 120 questions / 2 hours, 15 minutes
All questions are multiple choice.
CAN THE RENDLEMAN COMPANY HELP ME FIND A JOB IN THE INSURANCE INDUSTRY?
NC prohibits approved insurance training providers, such as The Rendleman Company, from assisting students with job placement.
WHAT DO I NEED TO DO TO KEEP MY INSURANCE OR ADJUSTER'S LICENSE ACTIVE?
Every agent and adjuster licensed in the state of North Carolina must complete a minimum of 24 hours of Continuing Education every two years to maintain licensure. Please click here for details.
CAN THE RENDLEMAN COMPANY TEACH A PRELICENSING COURSE AT MY OFFICE?
Yes. The Rendleman Company does offer private, offsite licensing training for sizable groups. For more information, please email us at rendlemancompany@gmail.com.
CAN I PURCHASE AN INDIVIDUAL PRELICENSING TEXTBOOK OR A SET OF PRELICENSING REVIEW CDs?
Sure! You are welcome to purchase textbooks and review CDs for any of our courses. Please click here for more information.